Effective Date: July 4, 2025
Last Updated: July 4, 2025

At FinanceGuards, we use cookies and similar technologies to enhance your experience on our website, https://financeguards.org (“Website”). This Cookie Policy explains what cookies are, how we use them, and what choices you have regarding their use.

By continuing to browse or use our Website, you agree to the use of cookies as outlined below, unless you opt out or adjust your browser settings.

1. What Are Cookies?

Cookies are small text files that are downloaded to your computer, smartphone, or other device when you visit a website. These files allow the website to recognize your device and store information about your preferences or actions.

Cookies can be:

  • Session cookies: deleted when you close your browser

  • Persistent cookies: remain until they expire or are manually removed

  • First-party cookies: placed by the website you’re visiting

  • Third-party cookies: placed by other domains (e.g., analytics providers)

2. Types of Cookies We Use

a) Strictly Necessary Cookies

These cookies are essential for the Website to function properly. They enable core features such as security, page navigation, and access to forms. Disabling them may impair performance or accessibility.

b) Performance and Analytics Cookies

These cookies collect anonymous data about how users interact with our Website, such as which pages are visited most, how long users stay, and how they arrived. We use services such as Google Analytics to improve our Website’s usability and content relevance.

c) Functionality Cookies

These cookies remember your preferences (e.g., language settings or pre-filled forms) to provide a more personalized experience.

d) Targeting and Advertising Cookies

We may use cookies to track the effectiveness of digital advertising campaigns and deliver more relevant ads across platforms (e.g., Google Ads or Meta). These are only activated with your explicit consent.

3. Third-Party Cookies

We may integrate third-party services into our Website, which may set cookies independently. These include:

  • Google Analytics – for anonymous user behavior tracking

  • Google Tag Manager / Ads – for campaign optimization

  • Meta Pixel – to measure conversions on Meta platforms (if used)

  • Embedded content – such as YouTube videos or external charts (if used)

We do not control how third-party cookies are used. You can review their privacy policies for more information.

4. Managing Cookie Preferences

You can control how cookies are used in several ways:

a) Through Our Cookie Consent Banner

When you first visit our Website, you will see a cookie notice. You may accept all cookies, decline non-essential cookies, or manage preferences.

b) Through Your Browser Settings

Most modern browsers allow you to block or delete cookies. Below are links for managing cookies in common browsers:

Disabling cookies may limit certain features or functionality on the Website.

5. How Long Cookies Last

Cookies may remain on your device for varying durations:

  • Session cookies: deleted when you close your browser

  • Persistent cookies: typically expire within 30–180 days, but some may last longer depending on the tool or service

You can delete all cookies at any time through your browser settings.

6. Your Consent

By continuing to use our Website, you consent to our use of cookies unless you have disabled them. You may withdraw or modify your consent at any time by revisiting your preferences or clearing cookies from your browser.

7. Updates to This Policy

We may update this Cookie Policy periodically to reflect changes in legal requirements or how we use cookies. Changes will be published on this page with an updated “Last Updated” date.